FD Calculator
Maturity Amount: ₹
Total Interest Earned: ₹
FD Calculator – Estimate Your Fixed Deposit Returns Accurately
Use our free and accurate FD calculator to calculate the maturity amount and interest earned on your fixed deposit. Whether you invest in SBI, HDFC, ICICI, Post Office, or other banks, this tool helps you understand your return clearly.
What is an FD Calculator?
An FD calculator (Fixed Deposit calculator) is an online tool that computes the maturity amount and interest earned on your investment. By entering the deposit amount, interest rate, and tenure, you can quickly get your results without complex math.
Top Features of This FD Calculator
- ✅ Supports monthly, quarterly, half-yearly, and annual interest compounding
- ✅ Works with all Indian banks and financial institutions
- ✅ Option to choose between cumulative and non-cumulative FDs
- ✅ Real-time maturity value calculation with graphical summary
- ✅ Includes interest calculation for tax purposes
How to Use the FD Calculator
- Enter the deposit amount (e.g., ₹1,00,000)
- Select the interest rate (e.g., 7.25% per annum)
- Choose the deposit tenure (e.g., 5 years)
- Pick compounding frequency (monthly/quarterly/yearly)
- Click Calculate to view total interest and maturity amount
Benefits of Using Our FD Calculator Online
- Fast & Free: Instant results without manual calculation
- Bank-Agnostic: Use it for HDFC, SBI, ICICI, Axis, Kotak and more
- Goal Planning: Helps you prepare for saving targets like education, retirement, or travel
- No Login Required: 100% privacy-focused tool
Popular Bank FD Calculators You Can Compare With
- 🔹 HDFC FD Calculator
- 🔹 SBI FD Calculator 2024
- 🔹 ICICI FD Calculator
- 🔹 Axis Bank FD Calculator
- 🔹 Post Office FD Calculator
- 🔹 Canara Bank FD Calculator
- 🔹 Kotak FD Calculator
- 🔹 PNB FD Calculator
- 🔹 BOB FD Calculator (Bank of Baroda)
- 🔹 Shriram FD Calculator
Frequently Asked Questions (FAQs)
How is FD interest calculated?
FD interest is calculated using the compound interest formula: A = P (1 + r/n)nt, where A = maturity amount, P = principal, r = annual rate, n = compounding frequency, and t = time.
What is the FD interest rate in 2024?
As of 2024, major banks like SBI, HDFC, ICICI, and Axis offer FD interest rates ranging from 6.5% to 7.5% depending on tenure and age (senior citizens get extra).
Which bank gives the highest FD interest rate?
Banks like Shriram Finance, Yes Bank, and small finance banks often offer higher interest rates than PSU banks. However, always consider safety ratings before investing.
Is monthly FD interest available?
Yes, banks offer non-cumulative FDs where you can receive monthly interest payouts. This is ideal for retirees or people seeking regular income.
Why Use This FD Calculator Instead of Bank-Specific Tools?
While branded tools like the HDFC Bank FD Calculator, SBI FD Calculator, or ICICI FD Calculator serve well, they’re limited to specific bank products. Our universal FD calculator online helps you calculate maturity across any bank or NBFC in India.
Conclusion
Whether you’re using a post office FD calculator or checking returns with a Kotak FD calculator, the core formula remains the same. Our all-in-one FD calculator helps you estimate fixed deposit returns quickly and clearly—any bank, any tenure, any compounding.
Try the FD calculator now to see how your savings can grow!