📈 SIP Calculator
Total Investment: ₹
Estimated Returns: ₹
Total Maturity Value: ₹
SIP Calculator – Plan Your Wealth Growth with Accuracy
Use our advanced SIP calculator to estimate your mutual fund returns with ease. Whether you are a beginner or a seasoned investor, this tool helps you calculate how your monthly SIP investment can grow over time. Support for advanced options like step-up SIP calculator, daily SIP calculator, and SIP calculator with inflation adjustment is included for realistic projections.
What is a SIP Calculator?
A Systematic Investment Plan (SIP) calculator is an online tool that estimates the future value of your monthly investments in mutual funds. It’s based on three key inputs: monthly investment amount, expected annual return, and investment duration.
Use this tool to answer questions like:
- How much wealth can I build with a ₹5,000 monthly SIP over 20 years?
- What is the future value of my SIP with a 10% annual return?
- Can I calculate SIP growth with a step-up feature?
Key Features of Our SIP Calculator
- ✅ Step-Up SIP Calculator: Automatically increase your SIP each year to match income growth
- ✅ SIP Calculator with Inflation: Adjust results for real-world inflation impact
- ✅ 40-Year SIP Projection: Plan for long-term goals like retirement
- ✅ Lumpsum + SIP Combined: Invest one-time and monthly together
- ✅ Daily SIP Calculator: Perfect for platforms like Zerodha or Groww offering daily SIPs
How to Use the SIP Calculator
- Enter Monthly Investment: Set the fixed SIP amount (e.g., ₹5,000)
- Select Expected Return Rate: Choose an average annual return (e.g., 12%)
- Choose Duration: Enter investment tenure (e.g., 10 or 20 years)
- Enable Step-Up (Optional): Choose a % increase per year (e.g., 10%)
- Click Calculate: Get projected corpus and total invested amount
Popular Use Cases
- 🏠 Goal-based investing: Plan for child’s education, home, or marriage
- 💼 Retirement Planning: Use the sip calculator 40 years option for long-term goals
- 📈 Investment comparison: Compare lumpsum vs SIP with our combined tool
Branded SIP Calculators You Might Have Searched For:
- SBI SIP Calculator – Find out monthly returns with SBI mutual funds
- HDFC SIP Calculator – Calculate expected corpus with HDFC SIP plans
- Groww SIP Calculator – Same logic applied for Groww mutual fund SIPs
- Finology SIP Calculator – Compare results with Finology’s tools
Frequently Asked Questions (FAQs)
How is SIP calculated?
SIP uses the formula: M × [(1 + r)n – 1] × (1 + r) / r, where M = monthly investment, r = monthly return rate, and n = total months.
What is a step-up SIP calculator?
It lets you increase your SIP investment annually (e.g., 10% more every year), to match salary hikes and beat inflation.
Which SIP calculator is best?
Any SIP calculator that allows flexible inputs (step-up, inflation, long duration) is ideal. This tool covers all of them.
Conclusion
Whether you use the SBI SIP calculator, HDFC SIP calculator, or a Groww SIP calculator, they all rely on the same principles. This online SIP calculator with step-up and inflation support helps you visualize your financial future with precision. Start using it now and take a confident step toward your wealth creation goals.